II.off [美 ɔf, ɑf, 英 ɒf]副off often appears as the second element of certain verb structures in English (break off, pay off, take off, etc). For translations, see the relevant verb entry (break, pay, take, etc).
I.on [美 ɑn, ɔn, 英 ɒn]介词on often appears as the second element of certain verb structures in English (count on, lay on, sign on, etc). For translations, see the relevant verb entry (count, lay, sign, etc).
Reasons for the merger included creating a bank better positioned to serve corporate clients and to fend off competition from major international banks.