Most countries saw cheque volumes peak in the late 1980s or early 1990s, after which electronic payment methods became more popular and the use of cheques declined.
In the 2000s, an increasing amount of retailing is done using online websites, electronic payment, and then delivered via a courier or via other services.
You benefit from exactly the same secure behind-the-scenes systems that process all other types of electronic payment and get the same legal protection from fraud.