Capital insurers, for example, are not entitled to claim a proportionate contribution by other insurers, or to demand subrogation of the insureds rights in respect of the loss.
In relation to a surety's subrogation rights, the surety will also have the benefit of any security interest in favour of the creditor for the original debt.
The more common usage includes reserves for items such as reopened claims, future claims on exposures to be written within the projection period, salvage and subrogation.
Forensic electrical engineers are most commonly retained by insurance companies or attorneys representing insurance companies, or by manufacturers or contractors defending themselves against subrogation by insurance companies.