They offer six no-load mutual funds: a domestic stock fund, an international stock fund, a balanced fund, an income fund, a global stock fund, and a global bond fund.
An unloaded squirrel cage motor at rated no-load speed will consume electrical power only to maintain rotor speed against friction and resistance losses.
These contracts are called no-load variable annuity products and are usually available from a fee-based financial planner or directly from a no-load mutual fund company.