However, analysis by health insurers suggest that patient co-payment requirements can be reduced to $0 with little or no improvement in long-term adherence rates.
Members then faced the complexity inherent in comparing the limits, exclusions, co-payments, co-insurance percentages, and annual and other deductibles of the various new options with those of the old plans.
Some dentists commit corruption by overcharging, changing the codes of the procedures, by waiving co-payment and by treating a different patient than the insurance holder.