Toad is intelligent, creative and resourceful however he is also narcissistic, self-centred almost to the point of sociopathy, and completely lacking in even the most basic common sense.
While every character on the show is self-centered, and every character expresses that selfishness through a persona, the men are much more bigheaded about it.
Though the coverage amounts stay the same, a policy holder can add the self-defense insurance by paying $118 or $165 for the lesser coverage, or between $187 and $254 for the larger plan.
He also experimented with warping and manipulating a straight self-portrait and altering and distorting the image, incorporating his pictorial sense of addiction.
