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A bill of exchange may be endorsed by the payee in favour of a third party, who may in turn endorse it to a fourth, and so on indefinitely.
en.wikipedia.org This includes the sale of land, a lease of property over three years, a consumer credit agreement, and a bill of exchange.
en.wikipedia.org In medieval banking, usance denoted the period of time, set by custom, before a bill of exchange could be redeemed at its destination.
en.wikipedia.org A "draft" is a bill of exchange which is not payable on demand of the payee.
en.wikipedia.org The building block of the acceptance loan was an instrument known as the bill of exchange ultimately a contract to pay a fixed sum of money at a future date.
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