In addition to medical expense insurance, health insurance may also refer to insurance covering disability or long-term nursing or custodial care needs.
Though the coverage amounts stay the same, a policy holder can add the self-defense insurance by paying $118 or $165 for the lesser coverage, or between $187 and $254 for the larger plan.
Additionally, most economists agree that this tax shelter increases individual demand for health insurance, leading some to claim that it is largely responsible for the rise in health care spending.
